Amana Takaful
Islamic Insurance Protection
Protection Built on Islamic Principles
Takaful is more than insurance—it's a system of mutual support where members help each other in times of need, following the principles of cooperation and shared responsibility.
250K+
Protected Families
$1.2B
Claims Paid
98%
Claims Approval
15+
Years of Trust
Comprehensive Takaful Solutions
From family protection to motor and property coverage, we offer Shariah-compliant solutions for all your insurance needs.
Family Takaful
Protect your loved ones with comprehensive life protection and savings plans.
Health Takaful
Access quality healthcare with our medical protection plans for individuals and families.
Motor Takaful
Comprehensive and third-party coverage for your vehicles with 24/7 roadside assistance.
Property Takaful
Protect your home and business premises against fire, flood, and other perils.
How Takaful Works
Takaful is based on the principles of mutual assistance and shared responsibility, making it fundamentally different from conventional insurance.
Mutual Cooperation (Ta'awun)
Participants contribute to a common fund to help those who suffer a loss.
Shared Responsibility (Tabarru')
Donations from the fund go to members in need, embodying Islamic charity.
Ethical Investments
Funds are invested only in Shariah-compliant, halal businesses and assets.
Surplus Distribution
Any surplus after claims and expenses is shared with participants.
Certified by Our Shariah Supervisory Board
All our Takaful products comply with AAOIFI Shariah Standard No. 26 on Islamic Insurance. Our independent Shariah Supervisory Board ensures every product and investment adheres to Islamic principles.
- No gharar (excessive uncertainty)
- No maysir (gambling elements)
- No riba (interest) in investments
- Quarterly Shariah audits
Shariah Certified
AAOIFI SS 26
Infrastructure powered by
29 specialized rails for Shariah-native financial operations